Education Center

​​We've developed this education center to help you sort through common questions and learn the basics about health tourism. Thus, you can make your health trip with peace of mind and confidence.

get a free quote
complication insurance health travel

​ What is Complication Insurance?

​Complication insurance is a type of insurance(like life or health insurance) that provides coverage for certain costs and losses associated with health traveling.

travel health insurance tukey istanbul izmir antalya

Complication Insurance Checklist

​​Weʼve created a checklist to help ensure you have everything you need to get your Health Travel & Complication insurance quote or to purchase your plan

health insurance hair transplant istanbul tukey aesthetic

How Does ComplicationInsure Work?

You've purchased your policy, now what? The good news with ComplicationInsure is that your coverage becomes It starts on the day of the operation.Policy can be canceled without interruption until 1 day before the operation day.

health trip turkey dental implant istanbul aesthetic ENT orthopedy

What is a Policy of Insurance?

​While youʼre looking at insurance policies, itʼs important to understand you are purchasing. The best way to do this is to read correctly over the policy of insurance.

health tourism turkey istanbul dental insurance aesthetic insurance

When Should I Buy Health Travel & Complication Insurance?

​Youʼve decided you need health travel & complication insurance for an upcoming health trip, but now you need to know when to buy it, right? You have some options.

health travel turkey insurance surgery best surgeon istanbul

Surgery Abroad

​One of the best things about your health travel and complications insurance plan is that in case of a problem, we take care of all transaction procedures with your service provider in Turkey.

​It's easy to get a qu​ote!

Tell us about yourself and your health trip and we'll show you some options.

heal in turkey istanbul dental aesthetic bariatric surgery

Which Plan is Right for Me?

​Take a look at our helpful table to compare some of the benefits in our most popular plans and see which health travel complication insurance plan meets your needs.

Health travel turkey istanbul aesthetic dental orthopedy gynecology

How Much Does Travel Insurance Cost?

​Letʼs break down how health travel complication insurance is priced.

FAQs

Many patients like you are interested in obtaining the protection offered by COMPLICATIONINSURE.COM. This insurance plan for patients having surgery is available through participating COMPLICATIONINSURE.COM
Doctor, Clinic, Hospital and Providers.
Here are the answers to questions frequently asked about insurance policy.

What is the term of Copmlication Insurance Policy?

Policy is valid for a term of 180 days starting from commencement date. in some plans, this period can be extended up to 1 year.

What Happens if the Insured Passes Away under Complications Insurance?

No compensation payments will be made as a result of death of the insured after treatment.

​Can I purchase the product after surgery?

Product covers complications for surgery and procedures during the term of policy. Therefore, it may not be purchased following surgery.

Following surgery in case I face complications during my hospitalization, may I use my insurance?

NO. Complications that occur during your hospitalization are early complications and are not covered by the policy. Your protection starts 7 days after your operation.

What is the Territory for Complications Insurance?

It is valid for operations carried out within the borders of the Republic of Turkey and in health facilities authorized by the Ministry of Health.

​Is there a waiting time in Complications Insurance Policy?

In this policy, there are no waiting times for complications, arising as a result of a surgery, procedure, or plastic procedure, performed subsequent to the policy commencement date.

​How long before surgery date should I purchase the product?

You may choose the policy commencement date of product as the same date with your planned procedure. Therefore, complications, which may emerge in following 180 days, may be covered.

​Who can purchase this product?

Policy may be purchased by foreigners, who come to Turkey for healthcare tourism and Republic of Turkey citizens, who are domiciled abroad with a foreign passport number and who come to Turkey for healthcare tourism.

Patient FAQs

Here are the answers to questions frequently asked by patients.

I already have health insurance. Why do i need complication insure?

The majority of major health insurance policies exclude payment for complications if they result from an elective cosmetic procedure, even if medically necessary. COMPLICATIONINSURE.COM can assist with these out-of-pocket expenses.

Is this a travel insurance?

This is not just travel insurance. Along with meeting all the requirements of travel insurance, its main purpose is to secure elective treatments such as aesthetic, dental and hair transplantation, which are excluded from the scope of standard health and travel insurances. It is an insurance that covers the surgeries you will have outside of your own country.

​​Do I need to tell the doctor or facility that I will be treated that I have health tourism complication assurance insurance?

No, you don't have to say it. But we strongly recommend that you say so. With this assurance, your doctor and/or health facility will be able to make a much faster and healthier decision since they will not consider the financial burden in case of a possible mishap.

If my health insurance provides coverage for medical complications following suregery, will ComplicationInsure cover my co-pay and/or deductible?  

COMPLICATIONINSURE.COM can coordinate benefits as long as the complication is a covered complication and the maximum limits have not previously been met. Your current insurance will most likely not cover it. Your health insurance probably won't cover things like airticket and accommodation.

How do i qualify for complicationinsure.com?

You must be a patient of an COPLICATIONINSURE provider or facilitators and be scheduled to have one or more covered procedures listed on the website. If you want, you can get this assurance yourself on complicationinsure.com. Your policy must be an authorized provider for it to be valid. Even if you do not purchase insurance, be sure to inquire about the provider you are going to from the page on complicationinsure.com.

​Does complicationinsure.com cover my expenses incurred from rervisional surgery if i am not happy with the outcome of my procedure?

COMPLICATIONINSURE.COM covers specific medical complications; dissatisfaction with the aesthetic outcome is not a covered complication. But if revision surgery is a medical necessity, medical requirements are a complication and YES covers it.

​My operation has been cancelled, what will happen?

NO PROBLEM. In case of cancellation up to one day before the operation day, your full money will be refunded.

​What is my coverage period?

Policy is valid for a term of 180 days startına from commencement date. Some plans can be extended up to 1 year.

Who provides this assurance?

KfW Development Bank “DEG”, Dutch Entrepreneurial Development Bank “FMO” ve European Bank for Reconstruction and Development EBRD” Joint Venture of Companies NEIF (New Europe Insurance Fund) with the name in Turkiye “Demir Sağlık ve Hayat A.Ş.” and It is 100% under guaranteed by the Republic of Turkiye. For More Detail... 

​What sort of expenses does ComplicationInsure pay for?
  • Inpatient Treatment Coverage
  • Accommodation Coverage.
  • Transportation Coverage
  • Travel Coverage
  • Companion Accommodation Coverage
  • Companion Transportation Coverage
  • Intervention in Native Country Coverage
  • Personal Accident Coverage
  • Illness
  • Emergency Medical Transportation
  • 3rd Party Liability
  • Legal Protection
  • Renewal in Loss of Travel Documents. It provides a complete shield of protection in your health travel with such coverage.
Do i need this insurance coverage?

Every surgery, including cosmetic surgery, carries the risk of a complication. most major health insurance policies excluded payment for treatment of a complication from an cosmetic surgery. As the number of c osmetic procedures increase, so does the number of medical complications arising from these procedures. Complication Insure is an affordable solution to the lack of insurance coverage for medical complications that can occur after surgery. Visit the E Education Center for more information.

What is the Gold Standard?

The Gold Standards are the standards that providers must meet in order to provide medical tourism complication assurance insurance to their patients. Providers who do not have these standards cannot become Complication Insurance participants. This means fulfilling hundreds of criteria, large and small, except for basic items. These standards allow you to make your health trip safely and with high quality.Most importantly, it provides complete protection against problems you may encounter during and after your procedure.

More Information...

​Purchasing FAQs

​Answers to questions on how to use the website for purchases.

What do I need to have to purchase an insurance plan online?

Let’s make this easy! Before purchasing, please have the following information handy: 

  • Let’s make this easy! Before purchasing, please have the following information handy:
  • Personal information for traveler who will be on the policy, 
  • Trip details:approximate dates of travel,  
  • Date of operation,
  • Name of clinic or hospital you will be using.
  • which procedure?
  • When is it too late to buy health travel complication assurance insurance?

    Insurance can be purchased up to 24 hours prior to your procedure date. You can get this service even on the day of your operation through our authorized clinics. Authorized Clinic Inquiries

    ​My trip has been cancelled, can I cancel my policy?

    Yes. You can cancel your policy without interruption until one day before your procedure date. All you have to do is create an online request from the transaction center.

    ​How much does Health Travel Assurance insurance cost?

    The cost of health tourism complication assurance insurance is based, Usually, the cost is five to seven percent of the trip cost. You can get a free quote for your personalized travel insurance.

    ​I think I'm ready to buy. What's the best way to purchase my travel insurance?

    You can purchase a policy either online this web site or at authorized clinics, medical facilities and facilitators. To purchase online, click here and you will be guided through our product comparison tool.

    Hoş Geldiniz!

    Akredite Kurum Ne Deme​k?

    ​Türkiye Cumhuriyeti Sağlık Bakanlığından; Uluslararası Sağlık Turizmi ilkeleri doğrultusunda hizmet garantisi sağladığına dair onay almış ve verdiği hizmetin standartlar düzeyinde devam ettirip ettirmediğinin düzenli olarak kontrol edildiği onaylı kurum demektir.
    Hizmet alacağınız kurum akradite değil ise;
    - Alacağınız hizmet kalitesini denetleyen hiçbir resmi kurum olmadığını göstermektedir.
    - Tüm reklam ve satış teknikleri birer aldatmaca üzerine kurulu olabilir.
    - Ulusal ve uluslararası hukukta hakkınızı ararken onaylı olmayan bir kurumu tercih ettiğiniz için tüm haklarınızda kayıp yaşayabilirsiniz.

    sorgula

    Inpatient Treatment Coverage

    It secures the medical complications that develop after medical applications. Inpatient treatment coverage is valid in the following terms and conditions:
    *  Patients should have the Healthcare Tourism Complication Coverage Insurance prior to having primary surgery/operation in Turkey,
    * Primary surgery/operation should be undertaken in Turkey by a medical center accredited as “Medical Tourism Institution” by Republic of Turkey Ministry of Health,
    * All the required documents and information regarding the primary and secondary surgery/operations as well as complications due to primary surgery/operation should be presented to Insurance Company, additional documents may be requested,
    * Repetition surgery/operation should be undertaken in Turkey by a medical center accredited as “Medical Tourism Institution” by Republic of Turkey Ministry of Health in 6 months of time from the policy commencement day,
    * Reimbursement will be made to the insured according to coverage limits for the treatments, specified in the each policy.
    Any dissatisfaction arising from personal preferences are excluded in plastic surgeries and dental treatments.The complications that are only caused by specified procedures are covered by the insurance, any other complications occurring from another treatment are excluded from the coverage.The expenses related to complications that caused by the covered surgery/operation including revision/repetition surgery and intervention are covered. Rehabilitation/physical therapy expenses, which may or may not be required after the surgery/intervention are excluded from the coverage.Any tests and pharmaceuticals required for the covered medical procedure are also reimbursed under this coverage. Except for the diagnostic procedures required for the treatment of the complication and pre-operation tests, any other diagnostic procedures and tests unrelated to the surgery are excluded from the coverage.  

    Get Started

    Flight Ticket Coverage

    In case of treatment of a complication developed as a result of a treatment applied in Turkey or revision of the surgery, the amount of the economy class flight ticket paid by the insured to come to Turkey from his/her country is paid with the limit and exemption specified in the policy. Air ticket coverage limit is different for some plans, check your certificate. Coverage is shown on the certificate and/or policy. The flight ticket guarantee is exempt from 100 EUR and the maximum guarantee amount that can be paid may vary on a plan basis, and the guarantee limit is specified in the certificate and policy.

    Get Started

    Inquire Accredited Facility

    Free Quote Request

    Contact Form